A large part of what I do – the most important part – is educating the insurance company about you and your injuries. Selling is a pretty good word for it.
The first part is recognizing what counts as good information for an insurance company. Basically, they want original documents that will tell them about your lawsuit.
The most basic of these are medical records – before and after the accident. I ask the doctors to certify a copy of your records and your bills – because 4 times out of 5 your bills are the basis of determining what your case is worth.
Paycheck stubs tell them about your lost wages. Work records tell them if you are a good worker.
If they don’t have a picture of your car after the accident, then I get them one.
When I have all this information, I usually make a list of the medical bills.
Then I try to summarize all of this information in a letter, that might take me a day or two to write, depending on how much time I have. It’s called a demand letter, and it has part of what you tell me, plus summaries of what happened – or is happening – with you.
In the demand letter, I try to tell them what the worst part of your experience has been. I tell them how much you and I have agreed we should ask for.
I don’t always send a demand letter. I might not if there is a time crunch, if the records tell your story pretty well, or if the bills tell the most compelling part of your story. But I like to.
Then I call them and find out what they are willing to offer. If I think it’s unusually low, I ask them why. I listen. Then I talk with you.
I have also had employment experts write projections of what your injury might to do your income.
If your injuries are serious, or if I think they may question whether the accident caused your injury, I might ask your doctor to write a letter.
I’d love to talk with you about this. Call me – I am a Cincinnati Personal Injury Lawyer.
Other lawyers refer their clients to me. And if you decide you‘d rather hire someone else, that’s OK. My phone is 513-621-4775.
Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed. All discussions are limited to Ohio law unless otherwise indicated. And past performance cannot be used to predict future results.