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I’m Hurt. Should I Give A Recorded Statement To The Other Driver’s Insurance Company?

No. You should get a lawyer.

Once you have a lawyer they won’t talk to you.

Insurance adjusters are often under orders to get recorded statements from the people injured by their insureds following every accident.

They’ll tell you that they need to get your side of the story; that it’s company policy; that they can’t pay off your car damage without a statement from you.

These statements are at best half truths.

The police report almost always contains more than enough information to let any adjuster assess liability. And if the other driver lies, nothing you say is going to change the adjuster’s mind.

Can a recorded statement hurt you? Sure. There are about a hundred trick questions they can ask.
• “You’re done treating, right?”
• “Are you hurting anywhere else in your body?”
• “You can work tomorrow, right?”

These questions are all legitimate; but if you haven’t prepared yourself to answer them, it’s easy to give an answer that will haunt you when you try to settle your case weeks, months or even years later.

So what should you do if you’re hurt and the other driver’s adjuster calls and wants to take a statement?

Tell him you’re going to get a lawyer. Then get one.

Giving the statement may not hurt you – but why take a chance?

I have been a lawyer over 30 years. I can help you the most when I start representing you early – before you talk to an adjuster. If you have a personal injury case in Cincinnati, Ohio or if you want to know what your lawsuit is worth, talk with an experienced Cincinnati Personal Injury Attorney about the case. Call me, William Strubbe, at 513-621-4775.

Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed.

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