At least half of my clients ask me this in our first meeting. And if I could tell them, I would.
But I can’t tell them until I know. And that won’t happen until I have all the medical bills and records. At least.
Why not? Because that’s how insurance companies decide what to pay.
The insurance company might or might not believe you when you tell them that your back is hurting, or that you sprained your knee, or that you can’t work.
But they believe a doctor’s bill. They believe a paycheck stub. They believe a note in your medical records that says “Please excuse from work for three weeks – injured in auto accident.”
They believe medical records that don’t mention the part of the body that is being treated for five years before the accident.
They believe a note from a respected surgeon that says “He has sustained a permanent impairment to the body as a whole of 15% based upon his knee injury.”
And it takes time to get these things. You can’t know what your medical bills are going to be until you get them in the mail.
And you can’t get all of them until you have finished treating.
You can’t finish treating until you are healed – or until you can’t get any better, and a doctor says you can’t.
And the more you want, the more stuff they need.
And there’s more. Different insurance companies – and adjusters – evaluate lawsuits differently. One company might pay $20,000 to settle a lawsuit – another might pay only $8,000 to settle the same lawsuit.
And there’s more. Even when you know the adjuster, and the insurance company, you have to start out asking for more than you think you will get. And they surprise me.
I have been a lawyer over 30 years. I may not be able to tell you what a lawsuit is worth the first time that you call me – but I can tell you what I know. It won’t cost you anything to call. If you have a personal injury case in Cincinnati, Ohio, talk with an experienced Cincinnati Accident Lawyer about your case. Call me, William Strubbe, at 513-621-4775.
Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed. All discussions are limited to Ohio law unless otherwise indicated. And past performance cannot be used to predict future results.