The system isn’t set up to handle your needs on a prompt basis. Dealing with this requires extraordinary patience. A lawyer can help you with this.
It starts with the car. If you don’t want to tap your deductible, you have to wait for the other driver’s insurance to investigate the accident, admit that it’s their fault, get an estimator out to look at your car, and write a check.
And then wait for the car to get fixed, if it’s not totalled. This can happen pretty fast, but I’ve seen it take weeks.
Then there are the medical bills. The other side usually won’t pay a cent until they get a release. You can’t sign a release until you know you won’t have any more treatments. If you have great medical insurance, you still have copays and deductibles. You don’t get them back until the settlement.
If you don’t have medical insurance, or your medical insurance isn’t great – with large deductibles and copays – you may have trouble getting treatment, because you don’t have the money. Because the other insurance won’t pay you until after the settlement.
And if you can’t work, you can’t get paid. Again, until you are ready to settle.
What can a lawyer do? Sometimes a call to the other insurance company can get them to address the issues with getting your car fixed or paid for. And if you know about all your available insurance – for instance, a lot of people have medical payments coverage with their auto insurance, and if the accident happens in Kentucky, there might be nofault coverage available – then you can assure that your doctor will be paid quickly.
If nothing else, a lawyer can help you know where you stand.
If you’re reading this, you obviously are interested in what you see. So why don’t you give me, a Cincinnati truck accident lawyer, a call.
I can probably give you an answer that will tell you more than anything you can read on a website or a blog.
If it makes you feel better, other lawyers refer their clients to me. And if you decide you‘d rather hire someone else, that’s OK. My phone is 513-621-4775.
Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed. All discussions are limited to Ohio law unless otherwise indicated. And past performance cannot be used to predict future results.