No. It is very important to know the tendencies of the company you are dealing with.
Actually, the offers vary not only from company to company, but from adjuster to adjuster.
But certain companies clearly enforce a discipline among their adjusters. You get smaller offers, later.
Maybe they reward honesty, but don’t count on it. (They will certainly punish any communication they view as dishonest.)
Other companies place a premium on getting rid of the case – they make reasonable offers earlier, to avoid both attorney fees and runaway juries.
What does this mean? It means there is no substitute for independent thought and experience in evaluating a lawsuit.
There is no one single value for any case; you have to consider what a jury is likely to do, how much it will cost to present the case to a jury, and whether the offer is too much to walk away from. And whether you can live with the settlement being offered.
I have been a lawyer over 30 years. Each lawsuit – and each insurance company – is different. If you want to know your lawsuit is worth, talk with an experienced Cincinnati Injury Lawyer about the case. Call me, William Strubbe, at 513-621-4775.
Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed.