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Does The Insurance Doctor Always Lie?

No. But Don’t Count On Him Helping You.

I have seen insurance doctors say:
• That the screws in my client’s bone were “inert” – meaning that they weren’t going to cause her any pain, because there are no nerves in the bone.
• That my client’s headaches, which began with the accident and stopped with surgery, were not caused by the accident.
• That many of my clients had fully recovered from the accident in their respective cases, when they were still hurting.

The good news is that even most insurance doctors won’t deny the obvious. A shattered knee or a torn ligament is still a shattered knee or a torn ligament.

And a report from a doctor of his own choosing may be enough to persuade the decision maker on the other side to settle the case.

As a rule, the insurance doctor won’t admit an injury when there’s no objective evidence, such as an x-ray or an MRI. They won’t say that more than two or three months of therapy are necessary to heal a soft tissue injury (that is, a sprain or a strain) that doesn’t require surgery.

And they can get very “creative” about finding a relationship between a years old injury and the treatment you are getting because of the accident.

But what is the best way to use an insurance doctor? Go to him as your treating doctor.

Why? Because he has probably already testified for the other side – and he can say that when he takes the witness stand for you.

I have been a lawyer over 30 years. The most important thing about an insurance doctor is knowing what he is likely to say. If you have a personal injury case in Cincinnati, Ohio or if you want to know what your lawsuit is worth, talk with an experienced Cincinnati injury lawyer> about the case. Call me, William Strubbe, at 513-621-4775.

Because all situations are different, and because there may be other facts pertaining to your case that I don’t know about, you should not rely on this answer for legal advice. I am not your attorney, and no lawyer client relationship has been formed.

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